PYQ Vault

Day 145: SSC CGL English

5 questions (9 parts). Try each one first, then open its answer.

  1. Question 1

    Idioms and Phrases. Asked once: 24 Sep 2025 S1

    85
    Choose the correct meaning of idiom: Cut the Gordian knot

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  2. Question 2 (case study, 5 parts)

    Reading Comprehension. Asked once: 17 Sep 2025 S2

    Read the following passage and answer the questions based on the passage : While financial inclusion is often praised as a driver of equitable growth, its implementation in rural India presents a paradox. On paper, schemes such as the Pradhan Mantri Jan Dhan Yojana (PMJDY), Aadhaar-enabled payment systems, and mobile banking have revolutionized access. Yet, in practice, access does not necessarily translate into utility. A significant number of rural account holders remain dormant users, often constrained by digital illiteracy, infrastructural limitations, and deeply entrenched socio-cultural barriers. In numerous villages, banking correspondents (BCs)—the foot soldiers of India's rural financial architecture—are overburdened, undertrained, and often unsupported by robust technological infrastructure. The notion that a biometric fingerprint or a one-time password could substitute for financial literacy is naïve at best. Many beneficiaries, especially women, face systemic exclusion, not just due to lack of documentation, but because patriarchal norms often discourage or control women's interactions with banking services. Moreover, while financial inclusion aims to integrate the rural poor into the formal economy, the informal credit system continues to flourish. This coexistence is not accidental but symptomatic of a trust deficit and functional inefficiencies within formal institutions. Local moneylenders, albeit exploitative, offer immediacy and familiarity, elements often absent in bureaucratic banking processes. The digital push, accelerated post-2016 demonetization and COVID-19, has undoubtedly expanded the ecosystem. However, digital penetration without digital comprehension can widen the exclusion gap. Without focused digital education, grievance redressal mechanisms, and gender-sensitive outreach, financial inclusion may remain more rhetorical than real. In essence, true inclusion cannot be measured merely by the number of accounts opened but must reflect active participation, trust, and accessibility across gender, literacy, and regional lines. Until then, the dream of a financially empowered rural India will remain aspirational.
    92
    According to the passage, what is the main paradox of financial inclusion in rural India?

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    93
    Why do informal credit systems persist despite formal financial inclusion efforts?

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    94
    Which factor does not contribute to dormant rural bank accounts, as per the passage?

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    95
    What assumption does the author criticize regarding digital financial systems?

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    96
    What is implied about women's financial inclusion in rural India?

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  3. Question 3

    Sentence Rearrangement. Asked once: 20 Sep 2025 S1

    99
    Rearrange the following sentences to form a meaningful passage: 1. Protein folding determines its biological function.2. Misfolding can lead to diseases like Alzheimer’s.3. Molecular chaperones assist in correct folding.4. AI tools like AlphaFold predict structures accurately.

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  4. Question 4

    Spotting Errors. Asked once: 23 Sep 2025 S3

    95
    Choose the most suitable option to replace the highlighted part of the sentence: This building *is built from bricks*.

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  5. Question 5

    Vocabulary. Asked once: 26 Sep 2025 S2

    89
    Choose the correct one-word substitute for: 'A person who is fond of luxury and indulgence in sensual pleasures '.

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